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    Banking & Fintech

    Digitise banking and fintech services to become a market leader

    We rise to the biggest challenges of the financial sector, working to digitise, automate processes and deploy innovations without buckling under the pressure of time and legal regulations.
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    20+ years of experience in the fintech sector
    5 largest European banks in our portfolio
    100+ a dedicated team of industry specialists

    Why are we a perfect IT partner for banking and fintech companies?

    software development services

    We worked for 5 major European banks, from audits and IT strategies to custom software development.

    Banking and Fintech

    We work in compliance with international information security standards. ISO/IEC 27001 certificate (no.: 22185).

    best software development engineers

    We have a team of experts who have previously worked in banking: analysts, architects, and best software developers.


    A modern, committed and trustworthy partner for financial institutions

    Altkom Software operates per international standards for the security of information processing, which has been confirmed by the accredited body Alcumus ISOQAR with its headquarters in the UK.

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    Oznaczenie Certyfikatu ISO 27001

    Looking for a proven custom software development partner for your fintech project?

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    Check out our projects for the banking and fintech sector

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    Process digitisation

    Efficient business process digitisation, optimisation, and automation. The most popular process engine, Camunda BPM, and our own original low-code solutions. Quick modernisation of financial operations in response to changing legal regulations and growing customer expectations.

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    Mobile banking

    Building, maintenance and development of mobile applications for online banking. Digital Customer Experience and user security.

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    Digital channel sales

    Assistance in shifting to digital channel sales. Creating and optimising the sales path for loans, deposits and credit cards. Identifying needs and building new digital products.

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    Paperless solutions

    Implementing paperless solutions in banking in accordance with the ESG strategy. Building secure digital processes in compliance with regulatory guidelines.

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    No more legacy systems

    Migrating processes from monolithic banking systems to applications based on a modern microservices architecture. Streamlining financial operations, accelerating the deployment of new digital products and opening systems up to new technologies.

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    AI & Big Data

    Converting large datasets into useful business information.

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    IT Consulting

    Analysing strategic business solutions and critical IT shortcomings. Evaluating and limiting potential risks. Defining target functionalities and preparing IT initiatives. Drafting IT strategies.

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    Years of cooperation with the financial sector have resulted in our case not only in a proprietary solution that allows for advanced automation of business processes but also in the preparation of technological and administrative facilities to support banking institutions. We understand how important safety and working by legal regulations are in this industry.

    Sandra Szklarek


    Tell us what you want to achieve and we will find the solution you need

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    We know how to address the needs of banking & fintech


    We make sure your project meets relevant banking system and app security requirements.
    We analyse the code for compliance with all the legal regulations and ISO 27001.

    IT strategy and audit

    We analyse strategic business solutions and critical IT faults to assess potential risks and suggest preventive methods. We define target functionalities, prepare IT initiatives and draft IT strategies.

    Laws and regulations

    Our systems are created in accordance with all domestic and international regulations. We ensure full transparency, including agreements that provide for regular checks and audits. As a member state, we comply with all EU regulations, including the GDPR and DORA.

    No downtimes

    A mature CI/CD process allows to cut the time needed to implement new functionalities and limit the costs of existing systems. Subsequent app versions are implemented without any downtime, allowing your clients to continue using your services throughout.

    Cloud banking

    Cost optimisation, scalability, security, availability, better performance, data analytics and greater flexibility. We create cloud-native apps and transition existing apps.

    ESG strategy for banking

    Act now to reduce your negative environmental impact. We will support you in building eco-friendly products and services and help you reduce your carbon footprint with new technologies.


    We design highly personalised products and services, covering all the steps of the process – from defining target groups to digital product design and implementation.

    See how we help clients from your industry

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    BNP Paribas Development of a new insurance sales path

    We faced the challenge of improving the online sales of banking products without the need to submit paper applications. We have digitized over 30 processes.

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    Santander Consumer Bank Development of a new online sales path for financial products

    We have created and implemented a solution that supports the application form and software that manages the process of applying for a cash loan. It’s resulted in a tenfold increase in loan sales.

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    mBank​​. Development of a system for service of the covered bond collateral registry

    We have developed a system for servicing the covered bond collateral register and generating a covered bond collateral account. The time of registration of a covered bond improved by 20%.

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    Liberty Bank. IT Consulting & update of the IT strategy

    The consultations ended with a high-quality IT strategy, developed within the prescribed period, despite the imposed time pressure.

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