Banking product sales
Over 30 banking processes automated for BNP Paribas, accelerating product launches and enhancing digital customer…
CHALLENGES
Are you losing customers due to a slow and complex loan process?
From our work with banks, we see recurring barriers that slow down loan digitalisation. If the issues below sound familiar, you’re in the right place.
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The process takes too long. Loan decisions can take days, causing many customers to drop out before completing the journey.
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Costs keep rising. Manual handling and fragmented systems increase workload and generate additional expenses.
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Sales channels are inconsistent. Customers start online but end up in a branch… or choose a competitor’s offer.
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Sales potential is wasted. Lack of personalisation, no real-time data, and ineffective cross-selling limit performance.
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Regulations slow progress. Every change requires additional analysis, testing and approvals, delaying innovation.
SOLUTION
Digitalisation of Cash and Instalment Loans
We provide a ready-made loan process — proven, scalable, and quick to launch in your bank.
It is powered by our proprietary solution: Altkom Digital Banking Platform (DBP), designed for the digital sale of banking products.
DIGITAL BANKING PLATFORM
Key capabilities
Deliver a consistent, seamless experience across every channel: online banking, mobile app, branch, e-commerce, call centre, and external partners.
Result: broader reach and greater convenience for customers.
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Automation of leasing processes in the banking channel
Leasing application process was enabled directly from the banking app. Fast authentication was implemented, and… -
Automation of credit applications
By implementing an online loan application solution, the bank gained improved oversight of abandoned applications,…
PARTNERSHIP
Experience our capabilities in practice
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Meeting
Discuss your bank’s needs and challenges in loan digitalisation.
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Presentation
See how the digital loan process works on the Digital Banking Platform — step by step.
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Proposal
Receive a tailored implementation concept, aligned with your systems, processes, and business goals.
Filip Wachowiak
Business Development Manager
