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Modern tech solutions for banking

We design systems, applications, and processes that enable banks to grow despite constant change. Solutions are scalable, data-driven, AI-ready, and designed with risk in mind.

  • Mature, enterprise-class
    banking implementations

  • Scalability designed
    into the architecture

  • Proprietary platforms for banks:
    Altkom Loan Origination
    and Altkom Digital Banking Platform

CHALLENGES

What are you focusing on right now?

  • Large-scale automation of banking operations
    I want to handle a growing transaction and case volume through system-driven processes, scaling the business with automation and efficient use of teams.
  • Banking app ready for continuous change
    I want to introduce product, process, and regulatory changes efficiently, supported by a flexible and maintainable application architecture.
  • Consistent customer service across channels
    I want to ensure a unified service experience across digital banking, branches, and the call center.
  • A seamless customer experience
    I want to consistently expand self-service and automation by simplifying processes and customer communication.
  • Trusted data
    I want to base decisions on consistent, reliable data used across process automation, regulatory requirements, and AI-enabled solutions.

SERVICES

The support you are looking for

Based on your bank’s priorities, we focus on the areas that have the greatest impact on its day-to-day operations.

CASE STUDIES

Results delivered for banking industry

  • Comprehensive redesign of Aljazira Bank’s mobile app delivered a modern, intuitive user experience, significantly faster…
  • Overview of application screens used to manage and sell banking products online.
    Over 30 banking processes automated for BNP Paribas, accelerating product launches and enhancing digital customer…
  • Altkom Software's case study of Improving processes in the bank’s app
    Bank customers want to manage financial matters on their own, without visiting a branch. The…
  • Elementy strategii IT w bankowości – wykresy, harmonogramy i diagramy.
    Within just six weeks, we delivered a comprehensive IT systems audit and developed a tailored…
  • Cross-device preview of credit application form featuring monthly rate and SMS verification.
    By implementing an online loan application solution, the bank gained improved oversight of abandoned applications,…
  • Altkom Software's case study
    A Qatar-based global investment fund struggled with fragmented data sources that slowed decision-making. A modern…
    See all case studies

    ADVISORY

    A partner for your bank at every stage

    We support banks in making strategic decisions by aligning business objectives with the realities of architecture, processes, and regulation. Strategy is translated into concrete initiatives, roadmaps, and backlogs that can be implemented within the organization.

    As a result, even complex and high-risk transformation initiatives can be delivered safely and under control.

    • Delivery process

      We bring structure to how change and system development are delivered in the bank, aligning business needs with IT capabilities so new products and features are delivered faster, in a predictable and controlled way.

    • Fintech integration

      We support banks in safely integrating fintech solutions, enabling a transition from pilots to stable production deployments with measurable business outcomes.

    • QA and solution quality

      We ensure measurable solution quality that improves delivery predictability, production environment stability, and compliance with regulatory and audit requirements.

    • Regulatory change

      We streamline the way regulatory changes are implemented, enabling faster and more cost-effective delivery based on an architecture that does not require repeated redesign of systems and processes.

    OUR SOLUTIONS

    Technologies for banking

     

    We help banks develop digital and lending processes by combining implementation expertise with our proprietary financial platforms: Altkom Loan Origination and Altkom Digital Banking Platform.

    Representation of Altkom Loan Origination role in architecture
    ALO

    Altkom Loan Origination

    End-to-end lending lifecycle management — from application and analysis to decisioning, exception handling, contract signing and loan disbursement.

     

    The platform enables banks to adapt lending workflows to new products, credit policies and business requirements with greater speed and control. Configurable paths, decision rules, approval thresholds, tasks and integrations help reduce manual work and the risk and effort of core system changes.

    Visualization of Altkom Digital Banking Platform
    DBP

    Altkom Digital Banking Platform

    Platform for designing and automating digital banking journeys — from onboarding and product sales to post-sale servicing, payments and operational workflows.

     

    By connecting systems, channels and automation, the platform helps banks turn business needs into working digital journeys faster. It supports a more consistent customer experience, more efficient end-to-end service and greater flexibility in developing digital offerings.

    PARTNERSHIP

    See our capabilities in action

    • Consultation

      Make an appointment to demo the system and speak to someone with experience in the insurance industry.

    • Workshop

      Share all your needs and expectations during the initial workshops.

    • Tailor-made offer

      Receive an offer and decide if you want to implement and develop systems together with us.

    Filip Wachowiak

    Head of International Growth

    BLOG

    What’s worth knowing about tech in banking?

    • Audyt UX aplikacji bankowej — punktowe poprawki, audyt UX czy redesign aplikacji mobilnej banku
      Marta Rutkowska
    • Altkom Software's article about feature roadmap in banking app
      Jakub Szeszko
    • Altkom Software's article about common UX problems in banking apps
      Kornelia Marczewska
    • Altkom Software's article about designing banking apps for multilingual markets
      Jakub Szeszko

      FAQ

      What do clients ask about?

      Key solutions include AI, microservices, Open Banking, process automation, low-code, and modern APIs for seamless fintech integration.