- Shorten credit decisions – automated scoring analysis and real-time verification of customers.
- Greater sales conversion – AI support, lead centralisation and intelligent personalisation of offers.
- Faster introduction of new products – the modular design and low-code solution allow dynamic testing and scaling of the offer.
- Lower operating costs – automation of back-office processes, digitisation of documents and elimination of manual tasks.
- Better financial control – automated debt collection, payment monitoring, arrears prediction and integration with accounting systems.
- Regulatory compliance – full KYC, AML and RODO compliance, automated client verification and reporting in line with regulatory requirements.
Altkom
Digital Leasing Platform
Open your business to new technologies and turn traditional leasing into a fully digital experience. Increase your sales opportunities, simplify the quoting process and automate repetitive tasks with AI. Find out how DLP can streamline your leasing.
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4 times faster management of offers
in sales systems.
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80% lower customer acquisition cost
by automating the entire process.
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Up to 100% fully digital
without the need for physical signatures.
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10-fold reduction in back-office process costs
through AI and automation of operations.
CHALLENGES
Are your systems holding back leasing development?
- Distributed sales network,
- Limited analysis and lack of automated scoring,
- Lack of integration with CRM and marketing systems,
- Lack of follow-up automation and personalised communication.
- Lack of solutions to build long-term customer loyalty and support retention.
SOLUTION
Meet Altkom Digital Leasing Platform (DLP)
A modern leasing platform that digitises and automates every stage of leasing – from customer acquisition to after-sales service. Select your area of interest and see which elements of the system will support your needs.
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Flexible microservices architecture
Ability to quickly implement changes and scale the system as the bank grows.
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Open API architecture
Easy integration with banking, insurance systems and external partners.
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Available in the cloud and on-premises
Flexible implementation model tailored to operational and regulatory requirements.
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Conversational user interface
Intuitive operation and interaction with the system using natural language, enhancing customer convenience.
OFFER
Select your area of interest and see how our platform can support your bank’s growth
Portals
Modern portals tailored to the needs of different user groups, providing an intuitive interface and easy access to key functions.
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Sales Portal
For sales teams – enables management of leasing offers and applications, monitoring of case status and optimisation of the sales process.
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Partner Portal
For dealers and brokers – allows creating offers, managing leasing applications and tracking the status of financing decisions.
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Customer Portal
A self-service online space providing customers with access to leasing contracts, payment schedules, e-invoices and additional services.
Product Factory
Flexible creation and management of product offers.
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Product Offer Factory
Intuitive design and modification of leasing offers using a visual configuration tool.
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Product Catalog Extentions
A centralised product and service database, ensuring consistent and convenient offer updates.
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Score Engine
Automated risk modelling and issuing of leasing decisions based on flexibly defined rules.
Process Center
Full control over leasing processes, their management and optimisation.
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Process Library
A collection of ready-to-use processes enabling quick implementation and standardisation of activities.
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Workflow Engine
Automated execution and orchestration of banking processes according to established business rules.
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Easyform Builder
Creation and management of dynamic forms adapted to different processes.
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Process Desinger
Designing, optimising and automating business processes using an intuitive visual editor.
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Easydoc Builder
Creation, management and automation of leasing document generation.
AI Center
Advanced artificial intelligence supporting the automation and optimisation of business processes.
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Classi AI OCR
Automated document classification and text recognition (OCR) to speed up data processing and eliminate manual work.
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AI LeadBoost
Intelligent analysis and scoring of potential customers, increasing sales effectiveness.
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AI Knowledge Base
A self-learning knowledge base for quick access to information and automated responses.
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Leasing Assist
Automation of standard leasing processes, speeding up customer service and reducing operating costs.
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Senti AI
Customer sentiment analysis based on voice and text, supporting improved service quality and personalised interaction.
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AI Lead Generator
Automatic search and acquisition of potential customers based on data analysis and user behaviour.
Tools
A set of tools supporting the efficiency and automation of leasing processes.
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Co-browsing
Shared screen review with the customer in real time, supporting the completion of the application process.
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e-Signature
Secure and fast electronic document signing, eliminating paper documentation.
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Business Activity Monitoring
Access to the current status of the application and customer data – in real time. Identification of bottlenecks and overloads in the process.
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Analyses
Advanced analytics for financial, sales and operational data, supporting business decision-making.
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KYC
Customer identity verification and risk assessment based on data from 60 sources.
BENEFITS
Why is it worth it?
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- Partner Portal – real-time management of applications and offers.
- Automatic distribution of offers – integration with dealers and marketplaces.
- Easier leasing sales – simplified application process and immediate decision.
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- Online signatures – full digitisation of leasing contracts.
- Simple and quick application process – e-Application, no office visit.
- Customer portal – repayment schedules, invoices, annexes available 24/7.
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Dedicated leasing platform
Implementation of a dedicated leasing platform enabled faster product financing in e-commerce, in-store, and banking… -
Automation of leasing processes in the banking channel
Leasing application process was enabled directly from the banking app. Fast authentication was implemented, and… -
Leasing Process Automation in the Partner Channel
Designed and implemented a car leasing application process available directly from the leasing company's partner…
PARTNERSHIP
Experience the system in practice
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Demo
Make an appointment to demo the system and speak to our expert.
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Workshop
Share all your needs and expectations during the workshops.
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Offer
Receive the offer and decide if Digital Leasing Platform is the right solution for you.
Filip Wachowiak
Business Development Manager
IMPLEMENTATION
New leasing products – faster than ever
The Digital Leasing Platform removes time and cost barriers, enabling the immediate introduction of new products. With a flexible configuration, you can dynamically test, scale and adapt your offer in real time, responding to market needs in days, not months.
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1 – 2 days
for variants and modifications (e.g. change of lease term, fees).
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1 week
for standard products (e.g. operating leases, finance leases).
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1 month
for complex offers (e.g. leasing with insurance package and servicing).
